Common mistakes that could void your home or auto insurance

Leaving windows open while leaving home, keeping silent about a new job, and posting vacation photos on social media are some of the common ways people might unknowingly leave themselves uninsured, research shows.

According to MoneySuperMarket, more than a quarter (27%) of people said they left windows open while they were outside, but were unaware that this could result in the denial of a home insurance claim.

Posting a selfie on social media while on vacation, which 16% of those surveyed said they did without knowing it could invalidate their coverage, could also alert burglars that a home is empty, the website added.

Many people have done home renovations such as extensions during coronavirus closings.

But 16% said they hadn’t reported renovations to their insurer and didn’t realize they needed them.

Many people were also unaware that having a friend for a long time could also have an impact on their politics.

With regard to auto insurance, 16% of drivers were unaware that changing jobs or job titles without informing their insurer could potentially cancel their policy and had therefore remained silent about it, revealed the survey of 2,000 people across the UK in June.

As the terms and conditions of insurance policies vary, people should be sure to read the fine print.

Praksha Patel-Shah, Insurance Expert at MoneySuperMarket, said: “If you haven’t read your policies for a while, review them to familiarize yourself with the terms and conditions to make sure you have the right coverage. for your Needs. “

Here are the top ways people may have unknowingly canceled their auto insurance, according to: SilverSuperMarket:

1. Job change / job title but not informed your supplier, 16%

2. Riding with a pet in the seat unrestrained, 15%

3. Had an accident which damaged your car but did not inform the insurer, 11%

= 4. Failed to update your primary address, 7%

= 4. Provided your insurer with incorrect overnight location information for your car, 7%

The main ways people may have unintentionally canceled their home insurance:

1. Left a window open when leaving the house / apartment, 27%

= 2. Posted a photo on social media while on vacation, 16%

= 2. Renovated your house / apartment without notifying the insurer, 16%

4. Left a door unlocked when leaving a house, 12%

5. A friend stayed for more than a month, 10%

For more stories of where you live, visit InYourZone.

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About Nancy Owens

Nancy Owens

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