Darren Jacobson, 47, of Mesne Lea Road, Worsley, was given a suspended prison sentence and ordered to pay back £58,000 in compensation after claiming a car accident under two different names, according to police in the city of London.
Jacobson first made the claim with insurer Aviva.
He also withheld information that would have led to the denial of coverage when setting up a policy with Zurich.
After investigation, the City of London Police’s Insurance Fraud Enforcement Unit (IFED) found that Jacobson had defrauded insurers out of around £60,000.
Jacobson was therefore sentenced to 22 months imprisonment – suspended for 18 months – 200 hours unpaid work and was ordered to pay £58,000 compensation on Thursday April 7, 2022 at Southwark Crown Court.
It was a victory for insurers after the fraudster previously pleaded guilty to two counts of fraud by false representation on November 18, 2021.
The result follows the conviction of Natalie Hasford in November 2021.
IFED Police Staff Investigator Abdelkader Rezkallah said: “It appears that the two fraudsters saw this accident as an opportunity to gain financially through bogus personal injury claims.
“Jacobson clearly believed he could take advantage of his new name to make multiple claims and hide his checkered history from other insurers. However, the truth eventually surfaced, and Jacobson will now face justice for his actions.
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Jacobson was formerly known as Darren Morris, but changed his surname by deed poll in 2011.
Two years later, he illegally used his old name Morris to accept a car insurance policy for a Range Rover.
A car hire company acting on behalf of the claimant then contacted Aviva in May 2014 to report a collision in Manchester.
The report says a Ford Transit van, driven by one of Aviva’s policyholders, pulled off a side road and collided with the Range Rover, which was allegedly carrying three other passengers.
Morris was listed as the driver of the vehicle and Jacobson was reportedly the front seat passenger.
Aviva then authorized an insurance settlement payment of £10,000.
The insurer then received personal injury claims the following week, this time for three passengers – Darren Jacobson, Natalie Hasford and another female passenger.
Morris’ personal injury claim was submitted nine months later.
Jacobson passed medicals under his current and former name for neck, back and hip injuries.
After deducting legal fees, £2,645.84 was paid to Jacobson and £3,751.69 to Morris, meaning the fraudster received a total of £6,397.53.
A month after receiving the final payment, Jacobson took out another car insurance policy with Zurich, saying he had only made one claim in the past five years and had no criminal record.
The claim related to damage to Jacobson’s Lamborghini Aventador – valued at around £290,000 – in September 2017.
The incident did not appear suspicious, so nearly £45,000 was paid for repairs, along with £5,000 for a hire vehicle.
An investigation was triggered, however, after Jacobson submitted another claim for damage to the vehicle in a restaurant parking lot around five months later.
Jacobson responded “without comment” to all questions posed by IFED officers.
Aviva’s Director of Special Investigations, Carl Mather, said “the fraudster’s conviction and sentence are a deterrent to others who may believe insurance fraud is a victimless crime and an opportunity up for grabs, especially in times of economic crisis – it is not and a criminal conviction can seriously threaten job security and future career prospects”.
Zurich’s head of fraud, Scott Clayton, added: “Deliberately giving false information, such as hiding a previous conviction, to get a lower premium drives up the cost of insurance for everyone, and we will always remain vigilant. against fraudsters to protect the honest majority. »